Financial Disclosure & Limitation of Liability
1. General Information Only
The Cellar Index is an automated analytical tool designed for informational and educational purposes only. All content generated by this application, including but not limited to the Executive Overview, Regional Insights, and Strategic Next Steps, is produced via generative artificial intelligence and algorithmic modeling.
2. No Financial Advice
The outputs of this application do not constitute financial, investment, legal, or tax advice. The Cellar Index is not a fiduciary, a licensed investment advisor, or a certified spirits appraiser. Users should not take, or refrain from taking, any action based on the information provided by this tool without first consulting with a qualified professional.
3. Accuracy of Data and Projections
While the application strives to utilize historical market trends, all 10-Year Valuation Projections and Market Models are speculative. Past performance is not indicative of future results. Real-world factors—including bottle condition, fill levels, cork integrity, provenance documentation, and sudden shifts in global market liquidity—cannot be fully accounted for by digital analysis and may significantly impact actual realized value.
4. Limitation of Liability
By utilizing The Cellar Index, you acknowledge and agree that the developers and owners of this application are not responsible or liable for any financial losses, damages, or missed opportunities resulting from the use of this tool. You assume full responsibility for any investment decisions made in relation to your wine and whiskey holdings.
5. User Verification
AI-generated content may contain inaccuracies or "hallucinations." Users are strictly encouraged to verify all producer reputations, product histories, and market valuations independently before engaging in any acquisition or sale.
6. External Links, Third-Party Referrals, and Affiliates
6.1 Third-Party External Links
The Cellar Index may contain links to external websites, auction houses, or retail platforms. These links are provided solely for your convenience and market research. The Cellar Index does not monitor, endorse, or assume responsibility for the content, privacy policies, or business practices of any third-party sites. Accessing these links is done entirely at your own risk.
6.2 Marketing and Affiliate Disclosure
The Cellar Index may engage in affiliate marketing and receive a commission if you purchase a product or service through a link provided within the application. We may also display sponsored content or marketing materials from our partners. The presence of an affiliate link or advertisement does not constitute an official endorsement or a guarantee of service quality.
6.3 No Referral Liability
Any transactions, acquisitions, or sales conducted on a third-party platform discovered through The Cellar Index are strictly between you and said third party. We are not a party to these transactions and shall not be held liable for any disputes, financial losses, or physical product issues arising from these external interactions.
7. Data Sources and Attribution
Wine and spirit identification and standard metadata within this application use the LWIN Database, provided by Liv-ex Ltd. This data is used under the Creative Commons Attribution 4.0 International License (CC BY 4.0).